---
title: Insurance Insights | Matt Jensen
description: Get insights on commercial insurance, workplace safety, and employee benefits. The DSPins Blog delivers expert tips, industry updates, and risk management strategies to help businesses protect their people and profits.
---
[](https://www.dspins.com/)
- [Insurance Solutions](https://www.dspins.com/insurance-solutions/)
- [Business Insurance](https://www.dspins.com/business-insurance/)
- [Workers’ Compensation](https://www.dspins.com/business-insurance/workers-compensation-insurance/)
- [Directors and Officers Liability](https://www.dspins.com/business-insurance/directors-and-officers-liability-insurance/)
- [Employment Practice Liability](https://www.dspins.com/business-insurance/employment-practice-liability-insurance/)
- [See All](https://www.dspins.com/business-insurance/)
- [Employee Benefits](https://www.dspins.com/employee-benefits/)
- [Group Health](https://www.dspins.com/employee-benefits/group-health-insurance/)
- [Group Dental](https://www.dspins.com/employee-benefits/group-dental-insurance/)
- [Group Vision](https://www.dspins.com/employee-benefits/group-vision-insurance/)
- [See All](https://www.dspins.com/employee-benefits/)
- [Insurance by Industry](https://www.dspins.com/business-insurance/insurance-by-industry/)
- [Contractor](https://www.dspins.com/business-insurance/insurance-by-industry/contractor-insurance/)
- [Manufacturer](https://www.dspins.com/business-insurance/insurance-by-industry/manufacturer-insurance/)
- [Financial Institution](https://www.dspins.com/business-insurance/insurance-by-industry/financial-institution-insurance/)
- [See All](https://www.dspins.com/business-insurance/insurance-by-industry/)
- [Personal Insurance](https://www.dspins.com/personal-insurance/)
- [Home](https://www.dspins.com/personal-insurance/home-insurance/)
- [Auto](https://www.dspins.com/personal-insurance/auto-insurance/)
- [Umbrella](https://www.dspins.com/personal-insurance/umbrella-insurance/)
- [See All](https://www.dspins.com/personal-insurance/)
- [Safety Consulting](https://www.dspins.com/safety-consulting/)
- [Service Center](https://www.dspins.com/service-center/)
- [Explore Policy Options](https://www.dspins.com/service-center/)
- [Report a Claim](https://www.dspins.com/service-center/report-a-claim/)
- [Request Auto ID Card](https://www.dspins.com/service-center/request-auto-id-card/)
- [Request a Certificate](https://www.dspins.com/service-center/request-certificate/)
- [Request a Bond](https://www.dspins.com/service-center/report-a-claim/)
- [Policy Review](https://www.dspins.com/service-center/policy-review/)
- [Request Policy Change](https://www.dspins.com/service-center/request-policy-change/)
- [Client Login](https://www.dspins.com/service-center/#client-login)
- [Custom Insurance Benchmarking](https://www.dspins.com/custom-insurance-benchmarking/)
- [About](https://www.dspins.com/service-center/)
- [About Our Agency](https://blog.dspins.com/author/About%20Our%20Agency)
- [Agency News](https://www.dspins.com/blog/category/agency-news/)
- [Meet Our Team](https://www.dspins.com/about-our-agency/meet-our-team/)
- [Read Our Reviews](https://www.dspins.com/about-our-agency/read-our-reviews/)
- [We Are Independent](https://www.dspins.com/about-our-agency/we-are-independent/)
- [Community Involvement](https://www.dspins.com/about-our-agency/community-involvement/)
- [Join Our Team](https://www.dspins.com/about-our-agency/join-our-team/)
- [Learn About Our Agency](https://www.dspins.com/about-our-agency/)
- Media
- [Blog](https://blog.dspins.com/)
- [Podcast](https://www.dspins.com/podcast/)
- [Events](https://info.dspins.com/events)
- [Contact](https://www.dspins.com/contact/)
- [Schaumburg, IL Office](https://www.dspins.com/contact/schaumburg-il-insurance/)
- [1900 E. Golf Road Suite 650 Schaumburg, IL 60173](https://www.dspins.com/contact/schaumburg-il-insurance/)
- [847-934-6100](tel:847-934-6100)
- [info@dspins.com](https://blog.dspins.com/author/info@dspins.com)
- [Review Us](https://www.dspins.com/contact/review-us/)
- [Refer Us](https://www.dspins.com/contact/refer-us/)
- [Contact](https://www.dspins.com/contact/)
[847-934-6100](tel:847-934-6100)
[Request Quote](https://www.dspins.com/request-quote/)
*Menu*
- [Insurance Solutions](https://www.dspins.com/insurance-solutions/)
- [Safety Consulting](https://www.dspins.com/safety-consulting/)
- [Business Insurance](https://www.dspins.com/business-insurance/)
- [Workers’ Compensation](https://www.dspins.com/business-insurance/workers-compensation-insurance/)
- [Directors and Officers Liability](https://www.dspins.com/business-insurance/directors-and-officers-liability-insurance/)
- [Employment Practice Liability](https://www.dspins.com/business-insurance/employment-practice-liability-insurance/)
- [See All](https://www.dspins.com/business-insurance/)
- [Employee Benefits](https://www.dspins.com/employee-benefits/)
- [Group Health](https://www.dspins.com/employee-benefits/group-health-insurance/)
- [Group Dental](https://www.dspins.com/employee-benefits/group-dental-insurance/)
- [Group Vision](https://www.dspins.com/employee-benefits/group-vision-insurance/)
- [See All](https://www.dspins.com/employee-benefits/)
- [Insurance by Industry](https://www.dspins.com/business-insurance/insurance-by-industry/)
- [Contractor](https://www.dspins.com/business-insurance/insurance-by-industry/contractor-insurance/)
- [Manufacturer](https://www.dspins.com/business-insurance/insurance-by-industry/manufacturer-insurance/)
- [Financial Institution](https://www.dspins.com/business-insurance/insurance-by-industry/financial-institution-insurance/)
- [See All](https://www.dspins.com/business-insurance/insurance-by-industry/)
- [Personal Insurance](https://www.dspins.com/personal-insurance/)
- [Home](https://www.dspins.com/personal-insurance/home-insurance/)
- [Auto](https://www.dspins.com/personal-insurance/auto-insurance/)
- [Umbrella](https://www.dspins.com/personal-insurance/umbrella-insurance/)
- [See All](https://www.dspins.com/personal-insurance/)
- [Service Center](https://www.dspins.com/service-center/)
- [Explore Policy Options](https://www.dspins.com/service-center/)
- [Report a Claim](https://www.dspins.com/service-center/report-a-claim/)
- [Request Auto ID Card](https://www.dspins.com/service-center/request-auto-id-card/)
- [Request a Certificate](https://www.dspins.com/service-center/request-certificate/)
- [Request a Bond](https://www.dspins.com/service-center/report-a-claim/)
- [Policy Review](https://www.dspins.com/service-center/policy-review/)
- [Request Policy Change](https://www.dspins.com/service-center/request-policy-change/)
- [Client Login](https://www.dspins.com/service-center/#client-login)
- [Custom Insurance Benchmarking](https://www.dspins.com/custom-insurance-benchmarking/)
- [About](https://www.dspins.com/service-center/)
- [About Our Agency](https://blog.dspins.com/author/About%20Our%20Agency)
- [Agency News](https://www.dspins.com/blog/category/agency-news/)
- [Meet Our Team](https://www.dspins.com/about-our-agency/meet-our-team/)
- [Read Our Reviews](https://www.dspins.com/about-our-agency/read-our-reviews/)
- [We Are Independent](https://www.dspins.com/about-our-agency/we-are-independent/)
- [Community Involvement](https://www.dspins.com/about-our-agency/community-involvement/)
- [Join Our Team](https://www.dspins.com/about-our-agency/join-our-team/)
- [Learn About Our Agency](https://www.dspins.com/about-our-agency/)
- [Blog](https://www.dspins.com/blog/)
- [Events](https://info.dspins.com/events)
- [Contact](https://www.dspins.com/contact/)
- [Schaumburg, IL Office](https://www.dspins.com/contact/schaumburg-il-insurance/)
- [1900 E. Golf Road Suite 650 Schaumburg, IL 60173](https://www.dspins.com/contact/schaumburg-il-insurance/)
- [847-934-6100](tel:847-934-6100)
- [info@dspins.com](https://blog.dspins.com/author/info@dspins.com)
- [Review Us](https://www.dspins.com/contact/review-us/)
- [Refer Us](https://www.dspins.com/contact/refer-us/)
- [Contact](https://www.dspins.com/contact/)
- [847-934-6100](tel:847-934-6100)
- [Request Quote](https://www.dspins.com/request-quote/)
-
-
# DSP Insurance Insights
Get insights on commercial insurance, property and casualty insurance, workplace safety, and employee benefits. Our blog articles deliver expert tips, industry updates, and risk management strategies to help businesses protect their people and profits.
## Matt Jensen
## Recent Posts
## [DOL Proposes New Independent Contractor Classification Rule](https://blog.dspins.com/dol-proposes-new-independent-contractor-classification-rule)
Mar 31, 2025, 4:23:24 PM / by [Matt Jensen](https://blog.dspins.com/author/matt-jensen) posted in [Business Insurance](https://blog.dspins.com/topic/business-insurance)
[0 Comments](https://blog.dspins.com/dol-proposes-new-independent-contractor-classification-rule#comments-listing)
On Oct. 11, 2022, the U.S. Department of Labor (DOL) announced a proposed rule to rescind and replace its 2021 independent contractor classification rule under the Fair Labor Standards Act (FLSA). The proposal is scheduled for publication in the Federal Register on Oct. 13, 2022. Comments on the proposal must be submitted within 45 days of the publication date.
[Read More](https://blog.dspins.com/dol-proposes-new-independent-contractor-classification-rule)
## [National Cybersecurity Awareness Month 2022](https://blog.dspins.com/national-cybersecurity-awareness-month-2022)
Mar 31, 2025, 4:19:19 PM / by [Matt Jensen](https://blog.dspins.com/author/matt-jensen) posted in [Business Insurance](https://blog.dspins.com/topic/business-insurance)
[0 Comments](https://blog.dspins.com/national-cybersecurity-awareness-month-2022#comments-listing)
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cybersecurity.
[Read More](https://blog.dspins.com/national-cybersecurity-awareness-month-2022)
## [National Distracted Driving Enforcement Campaign Is April 3-10, 2023](https://blog.dspins.com/national-distracted-driving-enforcement-campaign-is-april-3-10-2023)
Mar 31, 2025, 4:17:10 PM / by [Matt Jensen](https://blog.dspins.com/author/matt-jensen) posted in [Business Insurance](https://blog.dspins.com/topic/business-insurance)
[0 Comments](https://blog.dspins.com/national-distracted-driving-enforcement-campaign-is-april-3-10-2023#comments-listing)
The National Highway Traffic Safety Administration(NHTSA) is running a National Distracted Driving Enforcement Mobilization Campaign April 3-10, 2023. This campaign is designed to help law enforcement officers implement distracted driving laws across the United States.
[Read More](https://blog.dspins.com/national-distracted-driving-enforcement-campaign-is-april-3-10-2023)
## [The Importance of Two-factor Authentication](https://blog.dspins.com/the-importance-of-two-factor-authentication)
Mar 31, 2025, 4:13:18 PM / by [Matt Jensen](https://blog.dspins.com/author/matt-jensen) posted in [Business Insurance](https://blog.dspins.com/topic/business-insurance)
[0 Comments](https://blog.dspins.com/the-importance-of-two-factor-authentication#comments-listing)
As cyber attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by 2023, cyber criminals are expected to steal an estimated 33 billion records.
[Read More](https://blog.dspins.com/the-importance-of-two-factor-authentication)
## [DOL Announces Plan to Issue Proposed Independent Contractor Rule](https://blog.dspins.com/dol-announces-plan-to-issue-proposed-independent-contractor-rule)
Mar 19, 2025, 5:11:50 PM / by [Matt Jensen](https://blog.dspins.com/author/matt-jensen) posted in [Business Insurance](https://blog.dspins.com/topic/business-insurance)
[0 Comments](https://blog.dspins.com/dol-announces-plan-to-issue-proposed-independent-contractor-rule#comments-listing)
In a recent blog post, the U.S. Department of Labor announced it will issue a proposed rule on determining employee or independent contractor status under the Fair Labor and Standards Act. While this News Brief explains further, our expertise is always on call at 847.934.6100 if you have any questions or you can reach us at .
[Read More](https://blog.dspins.com/dol-announces-plan-to-issue-proposed-independent-contractor-rule)
## [Proposed Overtime Rule Now Expected in May 2023](https://blog.dspins.com/proposed-overtime-rule-now-expected-in-may-2023)
Mar 19, 2025, 5:07:19 PM / by [Matt Jensen](https://blog.dspins.com/author/matt-jensen) posted in [Business Insurance](https://blog.dspins.com/topic/business-insurance)
[0 Comments](https://blog.dspins.com/proposed-overtime-rule-now-expected-in-may-2023#comments-listing)
Recently, the U.S. Department of Labor (DOL) communicated it will issue a proposed overtime rule in May 2023, according to its most recent regulatory agenda. The agency originally planned to publish the
proposed rule in April 2022 but then delayed it until October 2022. This is the second time the DOL has delayed issuing the proposed overtime rule. Even though the proposed rule is now set to be published
in May, it could be delayed again based on the DOL’s previous postponements.
[Read More](https://blog.dspins.com/proposed-overtime-rule-now-expected-in-may-2023)
[All posts](https://blog.dspins.com/all)
### Subscribe to Email Updates
- Recent
- Popular
- Categories
### Lists by Topic
- [Business Insurance (50)](https://blog.dspins.com/tag/business-insurance)
- [Employee Benefits (30)](https://blog.dspins.com/tag/employee-benefits)
- [Surety (16)](https://blog.dspins.com/tag/surety)
- [Safety Consulting (11)](https://blog.dspins.com/tag/safety-consulting)
- [Personal Insurance (9)](https://blog.dspins.com/tag/personal-insurance)
- [Commercial Lines (6)](https://blog.dspins.com/tag/commercial-lines)
- [Safety Services (2)](https://blog.dspins.com/tag/safety-services)
- [Fire Safety (1)](https://blog.dspins.com/tag/fire-safety)
- [Mental Health Parity (1)](https://blog.dspins.com/tag/mental-health-parity)
### Posts by Topic
- [Business Insurance (50)](https://blog.dspins.com/tag/business-insurance)
- [Employee Benefits (30)](https://blog.dspins.com/tag/employee-benefits)
- [Surety (16)](https://blog.dspins.com/tag/surety)
- [Safety Consulting (11)](https://blog.dspins.com/tag/safety-consulting)
- [Personal Insurance (9)](https://blog.dspins.com/tag/personal-insurance)
- [Commercial Lines (6)](https://blog.dspins.com/tag/commercial-lines)
- [Safety Services (2)](https://blog.dspins.com/tag/safety-services)
- [Fire Safety (1)](https://blog.dspins.com/tag/fire-safety)
- [Mental Health Parity (1)](https://blog.dspins.com/tag/mental-health-parity)
See all
## Recent Posts
This is a search field with an auto-suggest feature attached.
- There are no suggestions because the search field is empty.
### Category
- [Business Insurance (50)](https://blog.dspins.com/tag/business-insurance)
- [Employee Benefits (30)](https://blog.dspins.com/tag/employee-benefits)
- [Surety (16)](https://blog.dspins.com/tag/surety)
- [Safety Consulting (11)](https://blog.dspins.com/tag/safety-consulting)
- [Personal Insurance (9)](https://blog.dspins.com/tag/personal-insurance)
- [Commercial Lines (6)](https://blog.dspins.com/tag/commercial-lines)
- [Safety Services (2)](https://blog.dspins.com/tag/safety-services)
- [Fire Safety (1)](https://blog.dspins.com/tag/fire-safety)
- [Mental Health Parity (1)](https://blog.dspins.com/tag/mental-health-parity)
### Upcoming Events
12/24/2025 [Safety Services](https://info.dspins.com/events/tag/safety-services)
[First Aid/CPR/AED Training 5/3/26](https://info.dspins.com/events/first-aid/cpr/aed-training-3/25/26)
12/24/2025 [Safety Services](https://info.dspins.com/events/tag/safety-services)
[Distracted & Defensive Driving - TBD](https://info.dspins.com/events/distracted-defensive-driving-8/5/26)
07/30/2025 [Safety Services](https://info.dspins.com/events/tag/safety-services)
[Distracted & Defensive Driving 12/4/25](https://info.dspins.com/events/distracted-driving)
08/19/2024 [Safety Services](https://info.dspins.com/events/tag/safety-services)
[Reasonable Suspicion Training for Supervisors](https://info.dspins.com/events/reasonable-suspicion-training-for-supervisors)
07/30/2025 [Safety Services](https://info.dspins.com/events/tag/safety-services)
[Electrical Safety Training - 9/17/25](https://info.dspins.com/events/active-shooter-awareness-training-1)
## Matt Jensen
[Matt Jensen](https://blog.dspins.com/author/matt-jensen) [Business Insurance](https://blog.dspins.com/tag/business-insurance) 1 Min
## [DOL Proposes New Independent Contractor Classification Rule](https://blog.dspins.com/dol-proposes-new-independent-contractor-classification-rule)
#### [DOL Proposes New Independent Contractor Classification Rule](https://blog.dspins.com/dol-proposes-new-independent-contractor-classification-rule)
On Oct. 11, 2022, the U.S. Department of Labor (DOL) announced a proposed rule to rescind and replace its 2021 independent contractor classification rule under the Fair Labor Standards Act (FLSA). The proposal is scheduled for publication in the Federal Register on Oct. 13, 2022. Comments on the…
[Read More](https://blog.dspins.com/dol-proposes-new-independent-contractor-classification-rule)
[Matt Jensen](https://blog.dspins.com/author/matt-jensen) [Business Insurance](https://blog.dspins.com/tag/business-insurance) 1 Min
#### [National Cybersecurity Awareness Month 2022](https://blog.dspins.com/national-cybersecurity-awareness-month-2022)
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about…
[Read More](https://blog.dspins.com/national-cybersecurity-awareness-month-2022)
[Matt Jensen](https://blog.dspins.com/author/matt-jensen) [Business Insurance](https://blog.dspins.com/tag/business-insurance) 1 Min
#### [National Distracted Driving Enforcement Campaign Is April 3-10, 2023](https://blog.dspins.com/national-distracted-driving-enforcement-campaign-is-april-3-10-2023)
The National Highway Traffic Safety Administration(NHTSA) is running a National Distracted Driving Enforcement Mobilization Campaign April 3-10,…
[Read More](https://blog.dspins.com/national-distracted-driving-enforcement-campaign-is-april-3-10-2023)
[Matt Jensen](https://blog.dspins.com/author/matt-jensen) [Business Insurance](https://blog.dspins.com/tag/business-insurance) 2 Min
#### [The Importance of Two-factor Authentication](https://blog.dspins.com/the-importance-of-two-factor-authentication)
As cyber attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by…
[Read More](https://blog.dspins.com/the-importance-of-two-factor-authentication)
[Matt Jensen](https://blog.dspins.com/author/matt-jensen) [Business Insurance](https://blog.dspins.com/tag/business-insurance)
#### [DOL Announces Plan to Issue Proposed Independent Contractor Rule](https://blog.dspins.com/dol-announces-plan-to-issue-proposed-independent-contractor-rule)
In a recent blog post, the U.S. Department of Labor announced it will issue a proposed rule on determining employee or independent contractor status…
[Read More](https://blog.dspins.com/dol-announces-plan-to-issue-proposed-independent-contractor-rule)
[Matt Jensen](https://blog.dspins.com/author/matt-jensen) [Business Insurance](https://blog.dspins.com/tag/business-insurance) 1 Min
#### [Proposed Overtime Rule Now Expected in May 2023](https://blog.dspins.com/proposed-overtime-rule-now-expected-in-may-2023)
Recently, the U.S. Department of Labor (DOL) communicated it will issue a proposed overtime rule in May 2023, according to its most recent regulatory…
[Read More](https://blog.dspins.com/proposed-overtime-rule-now-expected-in-may-2023)
This is a search field with an auto-suggest feature attached.
- There are no suggestions because the search field is empty.
### Category
- [Business Insurance (50)](https://blog.dspins.com/tag/business-insurance)
- [Employee Benefits (30)](https://blog.dspins.com/tag/employee-benefits)
- [Surety (16)](https://blog.dspins.com/tag/surety)
- [Safety Consulting (11)](https://blog.dspins.com/tag/safety-consulting)
- [Personal Insurance (9)](https://blog.dspins.com/tag/personal-insurance)
### Subscribe Now
### Popular Posts
[Eric Vatch](https://blog.dspins.com/author/eric-vatch) 11/05/2025 [Employee Benefits](https://blog.dspins.com/tag/employee-benefits)
[IRS Increases Health and Dependent Care FSA Limits for 2026](https://blog.dspins.com/irs-increases-health-and-dependent-care-fsa-limits-for-2026)
[Damien Strohmier](https://blog.dspins.com/author/damien-strohmier) 09/24/2025 [Surety](https://blog.dspins.com/tag/surety)
[WIP and CC Schedules Matter for Surety Support](https://blog.dspins.com/wip-and-cc-schedules-matter-for-surety-support)
[Eric Vatch](https://blog.dspins.com/author/eric-vatch) 12/17/2025 [Employee Benefits](https://blog.dspins.com/tag/employee-benefits)
[Illinois Prescription Drug Affordability Act Fee: What BCBS of Illinois Employers Need to Know](https://blog.dspins.com/illinois-prescription-drug-affordability-act-fee-what-bcbs-of-illinois-employers-need-to-know)
[Damien Strohmier](https://blog.dspins.com/author/damien-strohmier) 03/19/2025 [Surety](https://blog.dspins.com/tag/surety)
[Understanding General Agreements of Indemnity in Surety Bonds](https://blog.dspins.com/gai-surety-bonds)
- Insurance Solutions
- [Business Insurance](https://www.dspins.com/business-insurance/)
- [Insurance by Industry](https://www.dspins.com/business-insurance/insurance-by-industry/)
- [Employee Benefits](https://www.dspins.com/employee-benefits/)
- [Personal Insurance](https://www.dspins.com/personal-insurance/)
- [Explore Interactive Graphics](https://www.dspins.com/clickable-coverage/)
- [Safety Consulting](https://www.dspins.com/safety-consulting/)
- [Custom Insurance Benchmarking](https://www.dspins.com/custom-insurance-benchmarking/)
- About DSP Insurance Services
- [About Our Agency](https://www.dspins.com/about-our-agency/)
- [Meet Our Team](https://www.dspins.com/about-our-agency/meet-our-team/)
- [Read Our Reviews](https://www.dspins.com/about-our-agency/read-our-reviews/)
- [We Are Independent](https://www.dspins.com/about-our-agency/we-are-independent/)
- [Join Our Team](https://www.dspins.com/about-our-agency/join-our-team/)
- [Blog](https://www.dspins.com/blog/)
- Get Help
- [Report a Claim](https://www.dspins.com/service-center/report-a-claim/)
- [Request Auto ID Card](https://www.dspins.com/service-center/request-auto-id-card/)
- [Request a Certificate](https://www.dspins.com/service-center/request-certificate/)
- [Request a Bond](https://www.dspins.com/service-center/request-a-bond/)
- [Policy Review](https://www.dspins.com/service-center/policy-review/)
- [Request Policy Change](https://www.dspins.com/service-center/request-policy-change/)
- [Client Login](https://www.dspins.com/service-center/#client-login)
###### Contact Us
1900 E. Golf Road
Suite 650
Schaumburg, IL 60173
---
[info@dspins.com](mailto:info@dspins.com)
[847-934-6100](tel:847-934-6100)
847-934-6186 fax
[Contact Us](https://www.dspins.com/contact/)
### Experience the Value of an Independent Agency
---
Promising stability. Providing peace of mind. Caring about each client individually. This is more than what we do every day. It’s why we come in every day. Because at DSP Insurance Services, our future is yours.
We are licensed in the United States, Canada, and Mexico, as well as Europe, Asia, Australia, and around the globe.
© 2023 DSP Insurance Services | All rights reserved | [Privacy Policy](https://www.dspins.com/privacy-policy/)
World-class service and insurance solutions around the globe.
World-class service and insurance solutions around the globe.
World-class service and insurance solutions around the globe.
Insurance Solutions
847-934-6100